Top 5 Health Insurance Plans in India





Top 5 Health Insurance Plans in India – Everyone wants that when he has a disease, he does not have to bear the cost of it.



This is the reason that the demand for health insurance has increased in the country in the last few years and due to this many new companies providing health insurance have also come in the market.

However, some old companies operating in India are also winning in the field of health insurance. If you also want to take a health insurance plan, then in this article we are going to tell you about the top 5 health insurance plans in India.
Not only this, at present there is no such disease, whose cover is available under this health insurance policy. Apart from this, the number of big hospitals in the country, through these health insurance, treatment facilities are also available in those hospitals. Whether it is to get operations done in these hospitals, treatment under medical procedures and purchase of medicines. All these are covered under insurance.




Top 5 Health Insurance Plans in India
1. Star Health Family Health Optima Health Insurance Plan
If you are thinking of taking a health insurance plan for yourself and your family, then this will prove to be a better option for you. You can buy this plan at the rate of Rs 973 per month. In these health insurance plans, an insurance cover of Rs 5 lakh is available with a policy term of 1 year. Which is calculated taking 2 adults.
Advantages-
1. The biggest advantage of this policy is that post hospitalization room rent, boarding and nursing expenses apart from day care procedures are all covered in the policy.
2. Pre-hospitalization expenses up to 60 days prior to admission and post-hospitalization up to 90 days are also covered in the policy.
3. Organ donor expenses are also covered to the extent specified in the policy.
4. Also domiciliary hospitalization taken at home is also covered.
2. Active Health Essential Health Insurance Plan
You can take this policy at the rate of Rs 833 per month, in which you get cover for diabetes, cholesterol, high blood pressure including asthma and many diseases. In this also, you are getting an insurance cover of Rs 5 lakh with a policy term of 1 year, taking into account 2 adults.
Advantages-
1. This plan covers all hospitalization expenses up to 60 days apart from 30 earlier hospitalization expenses.
2. Domiciliary hospitalization cover taken at home is also available as per the conditions given in the policy.
3. Apart from this, room rent, operation theater expenses and doctor’s fees are also covered after hospitalization. While many diseases and operations are also covered.
3. HDFC ERGO Health Suraksha Silver Plan
The plan also offers an option to cover for Maternity and Critical Illness. The policy is designed for 2 adults (assuming the age of the elder member is 30 years) with a cover of Rs 5 lakh with a policy term of 1 year.




Advantages-
1. Under this, you get cover on room rent, operation theater expenses, ICU expenses and doctor’s consultation fees.
2. Day care facility is available up to 144 days. Also, 60 days of pre-hospitalization expenses and 90 days of post-hospitalization expenses are also covered.
3. Along with this, cover is also available for AYUSH treatment.
4. The expenses incurred on the treatment of organ donor are also covered under the plan.
4. Max Bupa Health Insurance Plan
You can buy this plan at the rate of Rs 917 per month. In which the premium has been calculated for 2 adults (assuming the age of the elder member is 30 years) and also the plan has a cover of Rs 5 lakh for the policy term of 1 year. You can avail cashless medical facility under this plan.
Advantages-
1. Apart from covering hospital expenses, it also covers day care services and surgeries.
2. It covers expenses up to 30 days before and 60 days after hospitalization.
3. The expenses incurred on the organ donor are also covered in the policy.
5. Religare Care Health Insurance Plan
If you are thinking of taking medical insurance, then this is a better option for you. Which you can buy at the rate of Rs 845 per month. In this also your premium has been calculated as multiple for 2 adults (assuming the age of the elder member is 30 years). This plan provides basic and value added health coverage.
Advantages-
1. Under this plan, you will get hospital room rent, nursing expenses,
2. Cover is available on doctor’s fees and medicines etc.
3. Seven 60 days post hospitalization expenses are also covered against 30 days pre hospitalization expenses.
4. Under this, up to 170 days are covered for procedures that require hospitalization of less than 24 hours.
Conclusion
Friends, if you are worried about the health of you and your family. So you don’t need to worry. There are many companies available in the market that offer complete health cover to you and your family. If you want to be tension free in life, then you must get health insurance for yourself and your family today.
If you want to get health insurance for yourself and your family. So today we have given you information about 5 health insurance companies through this article. You can get your health insurance done by contacting their office today. If you liked this speculation, then you must share this article to your friend on WhatsApp group Instagram group and WhatsApp group.

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